The 'loop skirt' by Loeffler Randall is fabulous. The cream pencil skirt has black loops that are draped from center panels and an exposed gold zipper in the back. It's $325 on loefflerrandall.com.
I would wear this with a simple top since the skirt is such a standout on its own. I picture it with a black turtleneck and tights or an effortless white tee and ankle boots. This skirt is a conservative enough length to wear to work, yet, it's fun enough to wear for a night out.